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Del Finanical offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:
 
30 year fixed rate loan
15 year fixed rate loan
F.H.A. 30 YEAR LOAN
VA 30 YEAR LOANS
5/1 LIBOR ARM MARGIN 2.00 CAPS 2/2/6
Jumbo to $3,000,000
Government Reverse mortgage loan

30 year fixed rate loan
Term: 30 years   Maximum Amount: $679,650
RatesAPRPoints
3.75%3.75%0%

15 year fixed rate loan

 Fannie Mae Product

Term: 15 years   Maximum Amount: $679,650
RatesAPRPoints
3.25%3.25%0%

F.H.A. 30 YEAR LOAN

 GOVERNMENT F.H.A. LOAN WITH 3.5% DOWN. AND MINUMUM 620 FICO SCORE AND DEBT RATIOS NOT EXCEEDING 55%

LOWER FICO SCORES TO 580 WITH COMPESATING FACTORS

Term: 30 years   Maximum Amount: $679,650
RatesAPRPoints
3.75%3.75%0%
 

 


VA 30 YEAR LOANS

NO MONEY DOWN LOANS TO VETERANS IF YOU QUALIFY

Term: 30 years   Maximum Amount: $453,100
RatesAPRPoints
3.75%3.75%0%
 

 VA FICO AS LOW AS 640


5/1 LIBOR ARM MARGIN 2.00 CAPS 2/2/6

 ADJUSTABLE RATE LOAN 30 YEAR LOAN FIXED FOR 5 YEARS AND THEN ADJUSTS EVERY 6 MONTHS

Term: 30 years   Maximum Amount: $679,650
RatesAPRPoints
2.875%3.444%0%

Jumbo to $3,000,000

 

Term: 30 years   Maximum Amount: $3,000,000
RatesAPRPoints
4.125%4.125%0%
 

 


Government Reverse mortgage loan
For financial planning look into a Reverse Mortgage loan You need to be 62 years of age and owe less than 60% of the current value on your home.

Term: 30 years   Maximum Amount: $679,650


 


Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $484,350 for the contiguous states, District of Columbia, and Puerto Rico or below $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $0. Jumbo Loans (whose maximum loan amount exceed $484,350 for the contiguous states, District of Columbia, and Puerto Rico or exceed $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $0. Your actual APR may be different depending upon these factors.